Guides

How to accept international payments from an Indian store

An Indian store can sell overseas — it just needs international cards, prices in the buyer's currency, and clean cross-border paperwork. Here's how to set each part up.

Illustration: accepting international payments from an Indian store
Rohan Mehta
Finance & Compliance
6 Jul 2026 · 6 min read

Selling abroad is doable, with a few extra steps

An Indian store can absolutely sell to buyers overseas. It just needs a few things your domestic setup doesn't: a way to accept international cards, prices buyers understand in their own currency, and clean paperwork for cross-border money. None of it is hard. Here's what to set up.

Enable international cards on your gateway

Most Indian gateways can accept international cards, but it's often a separate setting you enable and get approved for. International card fees are usually higher than domestic ones. Turn it on through your gateway, confirm the rate, and price with that higher fee in mind.

Show prices in the buyer's currency

A buyer in the US shouldn't have to convert rupees in their head. Showing prices in their currency, with a live exchange rate, makes your store feel local and lifts conversion. Behind the scenes you still settle in rupees, but the buyer sees a number they understand at a glance.

Mind the compliance and paperwork

Cross-border sales come with rules. Export documentation, the right invoices, and GST treatment for exports all matter. The GST side can even work in your favour, since exports have their own treatment. It's worth a short conversation with a CA before you scale international orders.

Price for FX and higher fees

Exchange rates move, and international fees are higher. Build a small buffer into your international prices so a currency swing or a bigger fee doesn't erase your margin. Review the buffer now and then as rates shift. Don't let a good overseas order turn into a loss on settlement.

Start with a few markets

Don't open to the whole world at once. Pick one or two countries where you already see interest, sort out shipping and returns for them, and learn. Cross-border logistics and support are their own challenge. Prove one market before you add the next one.

Where your store helps

The Storemate supports a multi-currency storefront with a live FX-rate refresh, so overseas buyers see prices in their own currency while you settle through your own Razorpay account. Enable international cards on your gateway, and your store is ready to take the order. This is general guidance, not tax or compliance advice — confirm cross-border rules with a professional.

Frequently asked questions

Can an Indian store accept international payments?

Yes. You enable international cards on your gateway (often a separate approval), show prices in the buyer's currency, and handle the cross-border paperwork.

Are international card fees higher?

Usually yes, higher than domestic ones. Build a small buffer into your international prices so a currency swing or bigger fee doesn't erase your margin.

What compliance applies to selling abroad from India?

Export documentation, correct invoices, and GST treatment for exports all matter — and the GST side can work in your favour. Confirm the rules with a CA before you scale.